Privacy Policy

XactBudget

Last updated: July 16, 2026

This Privacy Policy explains how XactBudget ("the App", "we", "us"), operated by Impact Consulting, LLC, collects, uses, and protects information when you use our application at https://xactbudget.com. XactBudget transforms Xactimate PDF summary reports into structured trade budget data.

Information We Collect

  1. Account information — when you sign in with Google we receive your name, email address, and basic profile info.
  2. Documents you upload — Xactimate summary report PDFs and budget data you create.
  3. Usage and log data used to operate and secure the App.

Google User Data

The App requests access to Google account data via Google OAuth; specifically it may request permission to view your basic Google profile and email to sign you in, and to create and manage Google Sheets and Drive files on your behalf to export budgets into a Google Sheet that you initiate. We request only the minimum access needed. We do not use Google user data for advertising and do not sell it.

Limited Use Disclosure

XactBudget's use and transfer of information received from Google APIs adheres to the Google API Services User Data Policy, including the Limited Use requirements. We do not transfer Google user data to third parties except as necessary to provide or improve the App, to comply with law, or as part of a merger or acquisition. We do not use Google user data for advertising. We do not allow humans to read this data unless we have your consent, it is necessary for security, to comply with law, or the data is aggregated and anonymized.

How We Use Your Information

To provide and operate the App, process uploaded documents, generate and export budget data to Google Sheets you request, secure the App, and respond to support requests.

Storage and Security

Data is stored on industry-standard hosting, protected with encryption in transit (HTTPS) and access controls, and retained only as long as needed or as required by law.

Sharing

We do not sell your personal information. We share it only with service providers that help operate the App, when required by law, or with your consent.

Your Choices and Data Deletion

You can revoke the App's access anytime at https://myaccount.google.com/permissions. To request deletion of your data email jonamccartney@gmail.com and we will delete it within a reasonable period except where retention is required by law.

Children's Privacy

The App is not directed to children under 13 and we do not knowingly collect their data.

Changes

We may update this policy and will reflect material changes by updating the Last updated date.

Contact

Build 2.8926
XactBudget logo

One Xactimate PDF in. Your entire job package out.

Make margins, not mistakes.

From a single Xactimate Summary Report, XactBudget builds a complete multi-tab Google Sheets workbook — a full trade budget plus all your project documents, pre-filled with the customer and job info. Know your profit before you start the job, and stop leaving margin in the field.

Layers on top of Xactimate and your existing job-management system. No migration, no platform switch.

Continue with Google · See how it works

Free 7-day trial. No credit card required. Cancel anytime. Secured by Stripe.

What you get from one PDF

See it in action

XactBudget results screen showing a Potential Job Profit of $11,750.71 (51% of the estimate total) and an AI-written Scope of Work generated from an Xactimate PDF The XactBudget-generated multi-tab Google Sheet workbook, Summary tab, showing 51% gross profit, the overhead, O&P and taxes breakdown, and tabs for Purchase Orders, Change Orders, and Statement of Loss

Download the example budget to see the real generated deliverable.

Who it's for

US restoration and reconstruction contractors, owner-operators, and project managers who work in Xactimate and need a profitable trade budget and the paperwork to run the job.

Not for general contractors who don't use Xactimate, not for insurance adjusters, and not if you need a full CRM replacement — XactBudget is a focused budgeting layer that sits alongside your existing tools.

Pricing

$99 per user / month or $990 per user / year (2 months free). Unlimited budgets. 7-day free trial, no credit card required. Less than one job's retained margin — no $6k minimum, no platform migration.

Proven in the field

From operators who used the budgeting framework behind XactBudget:

Built by a restoration operator

Jon McCartney, founder of XactBudget and restoration recon operator

XactBudget was built by Jon McCartney, a restoration recon operator. Over 6+ years and thousands of recon jobs — insurance and retail — he built and taught the budgeting system that consistently holds 45%+ gross margin, then packaged it so any contractor can use it. It is operated by Impact Consulting, LLC.